Chase Business Card Promotion: Get $100 Cash Bonus for Spending $5000

Today I was notified by one of my reader here that Chase is offering $100 cash bonus for their business card members for spending $5,000 and more between May and June. This is really a good news for Chase business card members. It seems most business cards issued by Chase are eligible for this offer.

Here is a brief summary about this promotion.

1. Must be a Chase Visa Business Cardholder with active account with Chase.

2. You must register your Chase Visa Business card at https://www.chasebizbonus.com. They only need your credit card number.

3. Promotion period: May 1, 2008 ~ June 30, 2008.

4. All purchases spent on business card must be processed via Visa U.S.A. Inc.'s transaction-processing system. (Don’t worry about this, all visa cards are processed by visa network.) Following activities are not eligible: Cash advances, balance transfers, non-U.S.-dollar purchases, Interlink®-processed transactions, and purchases authorized by entering a personal identification number (PIN). (more…)

Top 4 Online Banking Institutions

Nowadays there are many online banks offering all kinds of banking services like: checking accounts, savings accounts, money market accounts and certificate of deposits (CDs). You might be quite familiar with some of them as they are advertising all the time. However, you might also have never heard of some of them. The later sometimes may even offer better interest rates than other well-known banking institutions. Before you start your relationship with a new bank, you have to do a little bit research about the new bank. You have to make sure that the bank is insured by FDIC and have been in banking business for many years.

Following online banking institutions as recommended here provide good customer support and offer competitive rates.

1. ING Direct

I should admit that ING is not always offering best interest rate in banking industry but they are a very good online bank to deal with. Right now, their ING Orange Savings Account is still offering 3.00% APY. I choose ING as the NO 1 online bank just because of how easy they make everything. I can easily transfer any amount in and out of my account at ING. The online banking interface is also very intuitive. You can also easily refer your friends to open a new account there and both of you can get bonus. Current APY is 3.00%. (Frankly speaking, interest rate is not the most important factor when the rates only differ by 0.5%.) (more…)

Update on American Express Spring Fling Card Promotion

I have pointed out that American Express “2008 Retail Spring Fling card Promotion” will be beginning on May 1st, 2008. Some friends sent me emails about this promotion. They can’t find the promotion page at American Express website. Actually, American Express released this news on www.americanexpress.com on April 25. I think it’s necessary to update the “Spring Fling Card Promotion”.

Promotion Rules: Buy 2 American Express ® Gift Cards at one of our retail locations and receive a Spring Fling Card worth $25 via Mail-In Rebate. Spring Fling Card can be used at Best Buy^TM, Borders®, Fandango and SpaFinder.

Promotion Time: Card must be purchased between 5/1/08 - 6/30/08.

How Do You Get the Rebate? Purchase any 2 American Express Gift Cards at a participating retailer and take a Rebate Form from the point-of-sale display, with your purchase. Remit COMPLETED Rebate Form and copy of receipt to American Express by 07/22/08. Please note that this promotion is not valid for American Express Buy Online (Web) purchases. Rebate Form and Copy of Receipt must be mailed to American Express by 7/22/08. Upon receipt of your COMPLETED submission, a Spring Fling Card worth $25 will be mailed back to you within 60 days. (more…)

Got the First Amazon.Com Gift Certificate from Starwood Preferred Guest Card

I have accumulated more than 24,000 starpoints in my starwood preferred guest preferred guest account since I got the Starwood Preferred Guest Card from American Express in October 2007. Some days ago I wanted to purchase a Pentax Lens at Amazon.Com. So I decided to redeem 9500 starpoints for $100 Amazon.Com Gift Certificate. I submitted the request online on 04/04/2008. After submitting the request, I received the notice that I will receive the gift certificate in 4~6 weeks.

However, two days later, I received a info notice from UPS that I had a package from Charlotte, NC. The next day I got the package and it was the $100 Amazon.Com gift Certificate as I request from Starwood Preferred Guest Program! I didn’t expect that I can receive the gift certificate so quick! They used UPS 2nd day air to deliver the package to me. It’s truly a surprise to me. I expected SPG would use USPS to send the gift certificate to me. You can see the starpoint activity record below.

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